If there’s one thing I’ve learned watching ETF flows, it’s this: investors don’t chase what’s new first. They chase what feels familiar.
That’s exactly what’s happening with XRP ETFs right now.
Assets in XRP exchange-traded funds have officially crossed $1 billion, a milestone driven less by hype and more by recognition. XRP has been around for years. Traditional investors know the name. And, importantly, they’ve seen the chart.
According to CF Benchmarks CEO Sui Chung, that familiarity matters. Speaking to CNBC, Chung said many investors are buying XRP simply because it has a long track record and a history they can evaluate. Over the past three to four years, XRP’s price performance has been strong enough to give investors confidence that this isn’t just another short-lived token.
Comparing the XRP ETF's to the actual crypto market starts painting an interesting picture that leads to a wild possibility.
— Chad Steingraber (@ChadSteingraber) December 19, 2025
The ETF's did $60Million in Volume, which will likely lead to roughly $30Million worth of XRP to be purchased. That Net Inflow is half the total volume.… https://t.co/wgn9iaUwgX pic.twitter.com/2xtqdpCICQ
The numbers back that up.
XRP is currently trading around $1.86 and is up roughly 417% since 2022, even after falling about 23% since the start of this year. Since Nov. 14, spot XRP ETFs have pulled in $423 million in net inflows. Combined, the five main issuers — Canary Capital, 21Shares, Grayscale, Bitwise, and Franklin Templeton — now manage about $1.14 billion in XRP ETF assets.
That momentum stands out when you look at the rest of the ETF landscape.
Spot Bitcoin ETFs have been uneven. On Thursday alone, they recorded $457 million in inflows, but that came after $634 million in outflows over the previous two sessions. Meanwhile, spot Ethereum ETFs are heading in the opposite direction, logging five straight days of outflows totaling $533 million.
What’s happening is a quiet rotation.
Investors aren’t leaving crypto. They’re spreading out. And they’re starting to look more seriously at alternatives they feel they understand.
Chung says Solana is part of that shift. Over the past nine days, spot Solana ETFs have attracted $102.8 million in net inflows. The difference this time? Investors now understand the story. They know what runs on Solana. They understand the fee structure. They see the daily active users. That clarity makes the investment case easier to explain — and easier to buy.
Put it all together, and a pattern emerges.
As Bitcoin and Ethereum ETFs swing with volatility, capital is moving toward assets with clearer narratives and growing familiarity. For XRP and Solana, that understanding is turning into real money — and, in XRP’s case, more than $1 billion of it.
