Short-term price moves can be deceptive. And according to Wall Street analyst Linda P. Jones, that’s exactly what’s happening with XRP right now.
Jones argues that selling XRP at current levels may one day feel a lot like dumping Berkshire Hathaway in its early years—long before the real value showed up on the chart.
XRP Isn’t “Just Another Crypto”
Jones draws a sharp line between XRP and much of the broader crypto market.
This isn’t a meme coin powered by hype cycles, influencer tweets, or retail FOMO. And it’s not a typical decentralized experiment chasing short-term speculation. In her view, XRP behaves more like a financial infrastructure asset than a retail-driven token.
That distinction matters.
XRP is tightly woven into Ripple’s global payments network and already used by major financial players, including SBI. That institutional DNA makes XRP less comparable to experimental blockchains—and more comparable to a network asset designed for large-scale money movement.
The Berkshire Hathaway Parallel
This is where the analogy gets interesting.
Jones compares today’s XRP to Berkshire Hathaway in its formative years. Back in the 1950s and early 1960s, Berkshire was a small, unremarkable textile business, easy to ignore and easy to undervalue.
Everything changed when Warren Buffett began accumulating shares in 1962 and took control in 1965. What followed was one of the most legendary compounding stories in market history.
Early sellers walked away with modest gains. Long-term holders walked away with generational wealth.
Since Berkshire Hathaway’s Class A shares (BRK.A) began trading, the stock has delivered an eye-watering 304,230% lifetime return. The lesson isn’t about predicting the next Berkshire—it’s about recognizing inflection points before they become obvious.
Jones believes XRP may be approaching a similar moment, where patient holders benefit while impatient sellers lock in regret.
Yes, XRP Is Under Pressure
None of this ignores reality.
XRP hit a multi-year high of $3.65 in July, only to fall nearly 48% since then. At around $1.91, the token remains more than 50% below its all-time high of $3.84.
But this isn’t unique to XRP. Bitcoin, Ethereum, and most major cryptocurrencies have also endured sharp drawdowns over the same period.
What Long-Term Holders Are Watching
Despite the pullback, XRP supporters remain focused on what comes next—not what just happened.
They point to:
- Growing institutional adoption
- Continued expansion of Ripple’s payments infrastructure
- Potential regulatory clarity through initiatives like the CLARITY Act
The belief is simple: price follows utility—eventually.
The Bigger Takeaway
Markets reward patience far more often than they reward perfect timing.
Linda P. Jones isn’t saying XRP is the next Berkshire Hathaway. She’s making a more subtle point: selling transformative assets too early is one of the most expensive mistakes investors make.
And for those who believe XRP is still early in its institutional adoption curve, today’s prices may look very different in hindsight.






