If you’ve been watching Ripple quietly, you know they’re not chasing headlines, they’re building the plumbing for institutional crypto.
Their latest move? Partnering with TJM Investments and buying a minority stake in the U.S.-regulated broker-dealer. This isn’t about chasing short-term returns or launching a flashy token, it’s about getting inside the systems institutions already trust.
🚨JUST IN: Ripple announced a major expanded partnership with FINRA/NFA-registered TJM Investments on Thursday — including a strategic equity investment — to boost institutional trade execution and clearing for both traditional and digital assets. #XRP pic.twitter.com/qFQ94IzaNe
— Skipper | XRPL (@skipper_xrp) December 18, 2025
Ripple will now support TJM’s trading and clearing operations, helping the broker bring digital asset trading to clients in the coming months. Financial terms weren’t disclosed, but the bigger picture is clear: Ripple is embedding itself into the backbone of regulated crypto trading.
The deal builds on Ripple Prime, Ripple’s institutional platform that offers trading, financing, and collateral tools for hedge funds, family offices, and asset managers. Think of it as traditional prime brokerage… but for crypto. TJM’s partnership accelerates that mission.
Why does this matter?
Institutions have been cautious lately. Volatility, regulatory scrutiny, and past exchange failures have made firms wary of offshore or unregulated venues. For big investors, the priority isn’t chasing crazy returns, it’s access to familiar market structures, regulated intermediaries, and predictable settlement.
Ripple’s approach fits that demand perfectly. Instead of running an exchange or hyping tokens, it’s providing the infrastructure institutions actually want.
And the TJM deal shows that crypto exposure is increasingly flowing through brokers and prime-style platforms rather than offshore venues.
Over the past year, Ripple Prime has been expanding to mirror traditional prime brokerage services, adapted for digital assets. By investing in TJM, Ripple is doubling down on that strategy, betting on long-term institutional adoption, not short-term trading hype.
Bottom line: Ripple isn’t just playing crypto, it’s becoming part of the institutional financial system, quietly positioning itself where the real capital flows.
